It’s not wise to make any huge purchases or move your money around three
to six months before buying a new home. You don’t want to take any big chances
with your credit profile. Lenders need to see that you’re reliable and they
want a complete paper trail so that they can get you the best loan possible. If
you open new credit cards, amass too much debt or buy a lot of big-ticket
items, you’re going to have a hard time getting a loan.
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